Before proceeding, I would like to address one more little stumbling block that hinders some Christians from sound financial planning. Because the Law of Moses forbade God's people from charging interest to a fellow Israelite, many feel that it is not right to do so today. If this is something you wrestle with, please consider this: The Lord's own teaching in the Parable of the Talents condemns those who do not at least get interest for what they have been entrusted with, and that does not conflict with the Law of Moses. The Law of Moses against usury was...

In Matthew 6:24, the Lord explained, "No one can serve two masters; for either he will hate the one and love the other, or he will hold to one and despise the other. You cannot serve God and mammon." As Christians, we should be absolutely committed to using our lives to serve God, not money. However, if we do not use some basic financial principles, we are likely to spend our lives serving money and being too entangled in it to serve God. Our goal should be to make money our servant, instead of spending our lives...

As we have discussed, we tend to think of righteousness in terms of morality, which is of course the most basic part of it. However, in the teachings of Scripture, a huge part of the teachings on righteousness are about management—being a good steward of what we have been entrusted with. Righteousness is also caring enough for the things we have been entrusted with to manage them right. This is so important that in the Parable of the Talents, the Lord taught that we would either hear "Well done, good and faithful servant" (see Matthew 25:21 NIV)...

We are in the time when those who are faithful will become more faithful and be trusted with even more authority. It is also the time when the faithless will become more faithless. Both the good seed sown into the world and the tares will come to maturity. Because of this, it will become more and more clear which are tares and which are the good seed, as the Lord prophesied in Matthew 13:37-43. Here He explained to His disciples the meaning of the parable about the enemy of the farmer who came and sowed tares in his wheat...

If we are going to be the best stewards that we can be to the Lord, another principle that we need to understand is the importance of our training, and how He trains us to be able to handle more authority and resources. Our training is the investment that God is making in us, and we want Him to get the maximum return for this investment. Remarkably, He lets us determine what kind of return He will get from us by our faith and obedience.

One of the most important parts of our training is described by the...